AI engine v2 is live with cash pool and prediction
The operating system for modern lenders
Cloud core banking with an AI engine that manages your cash pool, forecasts what is next, audits every client profile, and tells you exactly where to collect first.
AI engine 01
AI cash pool management
The engine watches balances across every branch and product, then moves and reserves cash automatically, so disbursals never stall and idle money never sits.
- Real-time pooling across branches
- Auto-reserve for approved disbursals
- Idle-cash alerts with deployment suggestions
LIVE CASH FLOW MAP
- BRANCH A
- LKR 8.6 M
- BRANCH B
- LKR 11 M
- CO-OP DESK
- LKR 6.4 M
▲ AI suggestion: move LKR 1.8 M from Branch B to the co-op desk before Friday disbursals.
AI engine 02 / Future prediction
See next quarter today
Collections, demand, and liquidity forecast from your own portfolio history.
AI engine 03 / Client profile audit
Every client, audited and scored
Automatic profile audits keep credit scores current and flag what changed.
AI note: eligible for a top-up loan up to LKR 120,000. Suggest a weekly EMI plan based on the cash-flow pattern.
AI engine 04 / Collection suggestions
Who to visit first, every morning
- Kumara Stores, Rt. 4LKR 12,400
- Nimal Traders, Rt. 2LKR 8,150
- S. Perera, Rt. 4LKR 5,600
▲ route optimized: 94% expected recovery versus 71% unordered
AI engine 05 / Risk monitor
Risk, visible before it lands
⚑ Early warning: 3 profiles show an income drop plus a missed EMI pattern. Restructure suggested. Projected NPA avoided: LKR 460,000.
Cloud core
Multi-branch, multi-product ledger in the cloud.
Access control
Roles, approvals, and full audit trails.
AI decisioning
Scoring, prediction, and smart collections.
PWA apps
Installable apps for staff and customers.
Full workflow
Onboarding to disbursal to collection to closure.
One platform. Three kinds of lenders.
Whether you run a neighbourhood mini finance shop, a multi-branch finance company, or a member-owned co-operative bank, the workflows, reports and compliance are already built in.
- Mini finance businessdaily collections
- Finance companyloans + deposits
- Co-operative bankmembers + shares